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Legal & Compliance

JHMF ₹10 Direct Referral Reward Program Terms & Conditions

Last Updated: August 2026

1. Eligibility & Overview

Just Help Me Foundation (JHMF) provides an optional Single-Level Direct Referral Reward program for active members. Every registered member is assigned a unique Referral Code and Referral Link.

2. Single-Level Direct Referral Rule

The reward is strictly restricted to **Direct Referrals** (Single-Level). You earn ₹10 only when a user directly registers using your unique referral link/code and successfully completes membership activation.

  • Direct Referral: Member A refers Member B → Member A receives ₹10.
  • No Multi-Level / Pyramid: Member B refers Member C → Member B receives ₹10. Member A receives ₹0 for Member C.

3. Reward Triggering Criteria

A referral reward is valid and credited to your Referral Wallet ONLY after all the following steps are fulfilled:

  1. Visitor clicks your valid Referral Link or enters your Referral Code.
  2. Registration details are submitted completely.
  3. Eligible membership payment is completed.
  4. Payment gateway server confirms successful transaction (`PAID` status).
  5. Membership is officially activated by the system.

4. Anti-Fraud & Self-Referral Prevention

To maintain transparency and legal compliance:

  • Self-referrals (referring your own secondary account or duplicate details) are strictly prohibited.
  • Duplicate Mobile numbers, Email addresses, or Aadhaar records will be blocked.
  • Referral codes cannot be altered post-registration.
  • Attempting fraudulent activity will lead to permanent wallet suspension and forfeiture of earnings.

5. Withdrawals & Payout Rules

Members can request payout of their available wallet balance once it reaches the Minimum Withdrawal Threshold (default ₹100). Payouts are transferred via UPI or Bank Transfer after admin review and verification.

6. Disclaimer

Referral rewards do not constitute fixed salary, employment wages, or guaranteed income. JHMF reserves the right to modify or adjust referral terms in accordance with applicable laws and foundation guidelines.